Home Care Provider Discusses Downside Of Auto Insurance Reform

Michigan auto insurance coverage reforms haven’t been successful with everybody. Sarah Rhein is a nurse care supervisor with Non-public Responsibility House Healthcare in St. Joseph. She tells WSJM Information since adjustments that eradicated automated catastrophic harm protection, individuals who suffered lifelong accidents and wish everyday care haven’t been coated.

“Each single certainly one of our 5 sufferers has mainly had their care both threatened or taken away from them by auto insurance coverage for the reason that auto reform went into impact in July,” Rhein mentioned. “So for instance, not a single certainly one of our sufferers had any of their payments for residence care paid from July till October.”

Rhein says that modified a bit after her firm complained to the Michigan Division of Insurance coverage and Monetary Providers, and now medical health insurance will solely pay 55% of the price of look after these with auto crash accidents.

“As a result of we’ve chosen to stay by our auto sufferers regardless of non-payment, we’re not in a monetary state of affairs the place we will try this ceaselessly.”


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Rhein says she has one affected person who wants common care and can lose her protection quickly. That affected person has a January 25 listening to on an injunction to present her momentary aid. Rhein has reached out to native state lawmakers, however that has not resulted in any assist.